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Terms and Conditions of Use of Web Site and Applications

Introduction

Please read the following terms and conditions carefully. These terms and conditions govern your access and use of this Web site. By accessing or using this Web site, you agree to be bound by these terms and conditions and accept them in full, as they may be modified from time-to-time by International Payments Tech and posted on this Web site. The information provided on this website or in any communication containing a link to this site is for personal use and informational purposes only and is not intended for distribution to, or use by, any person or entity in any jurisdiction in any country where such distribution or use would be contrary to law or regulation or which would subject International Payments Tech to any registration requirement within such jurisdiction or country. Where any opinions are expressed on this website, they are provided by International Payment Tech for informational purposes only.

No Warranties

Although International Payments Tech attempts to provide accurate information, names, images, pictures, logos, icons, documents and materials (collectively, the “Contents”) on the Web site, it makes no representation, endorsement, or warranty that such Contents are accurate or suitable for any particular purpose. The Web site and its Contents are provided on an “as is” basis. Use of the Web site and its Contents is at the user’s sole risk. Users acknowledge that access to the Web site may be interrupted without notice and that operation of the Web site may not be error-free. The Web site and its Contents are provided without any representations, endorsements, or warranties of any kind whatsoever, either express or implied, including, but not limited to, any warranties of title or accuracy and any implied warranties of merchantability, fitness for a particular purpose, or non-infringement, with the sole exception of warranties (if any) which cannot be expressly excluded under applicable law. As noted below, International Payments Tech also makes no representations, endorsements, or warranties, either express or implied, with respect to any Web site operated by a third party.

Limitation of Liability

In no event will International Payments Tech, affiliates, contractors, or their respective employees be liable for any damages, including, without limitation, indirect, incidental, special, consequential or punitive damages, whether under a contract, tort or any other theory of liability, even if International Payments Tech is aware of the possibility of such damages.

Use of Web Site

Contents are included in this Web site solely for the personal use of Web site users. You may not copy (other than a copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell, or republish any of the Contents of this Web site without the prior written consent of International Payments Tech, which may be withheld in its sole discretion.

Copyrights and Other Intellectual Property

Except where otherwise expressly noted or as noted below, all Contents of this Web site, including the graphics, icons and overall appearance of the Web site, are the sole and exclusive property of International Payments Tech and/or its affiliates. The posting of the Contents of this Web site neither constitutes a waiver of any of International Payment Techs Services’s proprietary rights or any other party’s proprietary rights, including but not limited to, copyrights, trademarks, servicemarks, patents, and other intellectual property, nor a transfer by implication, estoppel, or otherwise of any such rights or of any license to the Web site user or to any third party. Contents of this Web site are protected by international copyright laws, both as individual works and as a collection and by international trademark laws. You agree not to delete any copyright, trademark or similar notice from any Contents you obtain from the Web site. Any downloading of material contained in the site, or of any site linked to the site may be a violation of trademark and copyright laws. Any downloading of Contents of this Web site or any Web site linked to this Web site may be a violation of trademark copyright laws.

Links to Other Web Sites

Except where otherwise expressly noted or as noted below, all Contents of this Web site, including the graphics, icons and overall appearance of the Web site, are the sole and exclusive property of International Payments Tech and/or its affiliates. The posting of the Contents of this Web site neither constitutes a waiver of any of International Payment Techs Services’s proprietary rights or any other party’s proprietary rights, including but not limited to, copyrights, trademarks, servicemarks, patents, and other intellectual property, nor a transfer by implication, estoppel, or otherwise of any such rights or of any license to the Web site user or to any third party. Contents of this Web site are protected by international copyright laws, both as individual works and as a collection and by international trademark laws. You agree not to delete any copyright, trademark or similar notice from any Contents you obtain from the Web site. Any downloading of material contained in the site, or of any site linked to the site may be a violation of trademark and copyright laws. Any downloading of Contents of this Web site or any Web site linked to this Web site may be a violation of trademark copyright laws.

Links to International Payment Tech Web Sites

You shall not display hyperlinks on your Web sites to any Web site owned or operated by International Payments Tech .If you desire to display on your Web site a hyperlink to International Payment Tech, you must enter into a written agreement with International Payment Tech governing such display. Access to any International Payment Tech Site does not authorize you to use and/or any of its affiliates’ names, logos, trademarks or copyrights, and you agree not to do so without International Payment Tech express written consent.

Transmissions to and from This Web Site

Except where expressly indicated otherwise, transmissions to and from this Web site or directed to International Payment Tech , including emails, are not sent in a secure form and can be intercepted by third parties and may not be immediately received by the appropriate business unit at International Payment Tech . Please do not use email to send us communications which contain confidential information, information which we require to be in writing, or information which needs our immediate attention. Please email us at [email protected] Any transmission to this Web site, including emails shall be deemed and remain the property of International Payment Tech . International Payment Tech shall be free to use, for any purpose, any ideas, concepts, know-how, or techniques provided by a Web site user to International Payment Tech through this Web site.

Privacy

We recommend that you review our Privacy Policy, which is incorporated herein by this reference. We may amend the Privacy Policy from time to time. If at any time you are not in compliance with the policy, we have the right to terminate your rights of use and access to the Web site.

Modifications

International Payment Tech may at any time make modifications, changes, and alterations to the Contents of this Web site, including these Terms and Conditions, without prior notice. You are responsible for regularly reviewing these Terms and Conditions. Your continued use of this Web site following any modifications, changes, or alterations shall constitute your acceptance of such modifications, changes, or alterations.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the law of Mauritius.

Applicable Jurisdiction

Disputes arising from the use of this Web site shall be exclusively subject to the jurisdiction of the courts of Mauritius.

Severability

To the extent any portion of these Terms and Conditions is determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these Terms and Conditions, as so modified, shall remain in full force and effect.

Waiver

No waiver by International Payment Tech of any right under or term or provision of these Terms and Conditions will be deemed a waiver of any other right, term, or provision of these Terms and Conditions at that time or a waiver of that or any other right, term, or provision of these Terms and Conditions at any other time.

Service Contact

You may contact International Payment Tech by email to [email protected]

Disclaimer

All information provided on this site is as is, without warranties, conditions, or representations of any kind, including warranties of non-infringement, merchantability or fitness for a purpose. All users of this site acknowledge and agree that there is no assurance that information on the site is timely, accurate or complete. , but without limiting the foregoing, all users of the site understand that International Payment Tech depends, amongst other things, on the sellers of non-readily marketable securities or other third-party providers for most or all the information concerning those securities and that errors may occur in information compiled or prepared for use on the site. In no event shall International Payment Tech or any of its subsidiaries or affiliates or their respective directors, officers or employees be liable for indirect, incidental, special or consequential damages, including, but not limited to, lost data or lost profits, even if it has been advised of the possibility of such damages, arising out of or relating to the use of this site. This site does not constitute an offer to sell or the solicitation of an offer to invest in any of the funds or other investments mentioned herein, and neither this website nor any other offering material or information has been submitted for approval to any regulatory authorities. Investment in the funds may be restricted or prohibited by law in certain jurisdictions and this site may not be used for, or in connection with, any offer to or solicitation by anyone in any jurisdiction if such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation or who may not lawfully invest in the funds.

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